Headquartered in Kathmandu, Durbar Marg, Nabil Bank has a wide network of 248 branch offices, 271 ATMs, several POS terminals, and remittance agents spread across the country. The bank also has more than 200 international correspondent banking relationships, making it a global player in the banking industry. In addition, the bank operates its investment banking arm through its subsidiary, Nabil Investment Banking Ltd.

Nabil Bank has been recognized as one of the most reliable and stable banks in Nepal, with a strong focus on Innovation and customer satisfaction. For its performance, the bank has received numerous honors and awards, including the Best Bank in Nepal Award from Global Finance magazine in 2020 and the Best Bank in Nepal Award from Euromoney magazine in 2019.

The bank is managed by a highly skilled and experienced management team, which is committed to delivering excellence to its stakeholders on a variety of sides, not just one parameter like profitability or market share. The bank's mission is to be the "1st Choice Provider of Complete Financial Solutions" for all its stakeholders, including customers, shareholders, regulators, communities, and staff. This is reflected in its brand promise "Together Ahead," which signifies the bank's commitment to working together with its stakeholders to achieve success.

With a focus on updating its services to satisfy the changing demands of its clients, Nabil Bank has been at the forefront of innovation in Nepal's banking sector. In July 2022, the bank acquired Nepal Bangladesh Bank, further expanding its footprint and market share in the country. Later in the same year, on December 22, 2022, the bank launched nBank, a neo-banking service that works as a virtual branch of the bank. This new service is aimed at providing customers with a seamless and convenient banking experience, with features such as account opening, fund transfers, and bill payments available on a single platform.

In conclusion, Nabil Bank Limited is a pioneering bank that has played a key role in modernizing the banking industry in Nepal. With its focus on innovation, customer satisfaction, and excellence, the bank has established itself as a reliable and stable player in the industry. Its commitment to delivering complete financial solutions to its stakeholders has earned it a reputation as a bank that works together with its customers to achieve success. With its wide network of branches and ATMs, as well as its new virtual banking service, nBank, Nabil Bank is well-positioned to continue its growth and success in the years to come.

Mobility services: Mobile operations in Sweden, Finland, Norway, Denmark, Lithuania, Latvia, Estonia and Spain.

Broadband services: operation in Sweden, Finland, Norway, Denmark, Lithuania, Latvia, Estonia and operation of an international carrier.

Eurasia: Mobile operations in Kazakhstan, Azerbaijan, Uzbekistan, Tajikistan, Georgia, Moldova and Nepal. Also responsible for the development of the share in the company Russian "MEGAFON" and Turkish "TURKCELL".

The main priority of the company is currently to expand its business in Eurasia. A market with a total population of 380 million people with modest access to internet/telecom services has prompted "TELIASONERA" to jump into the Eurasia market. The company establishes its brand in local markets and climbs the ladder of success. Total subscriptions increased by 1.2 million during the third quarter (2011), with Nepal, Kazakhstan and Tajikistan sharing the largest rises with an increase of 0.6 million, 0.4 million and 0.1 million respectively.

Birth of NCELL in Nepali Market

NTC has had a monopoly on telecommunication and internet services for a long decade. It has been the only sector serving Nepalese customers for decades. This NTC monopoly ended when Spice Nepal Private Ltd. was established in 2004 as the first private mobile operator in Nepal. The company launched its services in September 2005 under the brand name "Mero Mobile". In 2008, TELIASONERA, a leading European telecommunications company, acquired a controlling stake in "Spicenepal" and after then the company was serving consumers under the leadership of CEO Pasi Koistinen.

With a controlling share of 80% ownership, "Spicenepal" started operations under the NCELL brand on March 12, 2010. The rebranding was part of the company's strategy to strengthen its position in Nepal's mobile telecommunication service markets. "Telecommunications services are a driving force for growth, competitiveness and the transition to a knowledge-based society. These services strongly encourage and promote economic, social and environmental benefits across industries and encourage domestic and foreign investment. The development of telecommunication infrastructure and services is essential for the future prosperity of Nepal. People who previously never had access to telecommunications services will inevitably benefit from increased opportunities to connect with others and access information. I am therefore excited about the launch of the new NCELL brand, which represents a new chapter in the company's history," says Mr. Pasi Koistinen during the lunche of Ncell.

In Nepal, NCELL stands for fair trade.NCELL's subscriptions exceeded NTC's customer list. Today, NCELL is the leading telecommunications company in Nepal. It often implements the latest technologies so that customers can enjoy safe, fast, and easy internet and mobile services.

Today, NCELL is the leading mobile service provider in Nepal, covering more than 60 percent of the country's population.

It all started in 1934 after the earthquake hit Nepal. On the new road, row shops were formed. A businessman from India named Bhuramulla  Chaudhary began his small shop with a rental fee of RS.200. Mr. Bhurmulla was doing a business of importing and export of fabric. Due to this, he was among the ones who were allowed to enter Rana's palace.  He and his son were providing Rana's a good quality of fabric and creating a good relationship with Ranas. Because Mr. Bhurmulla knew that having a king by his side is a good promotion of his business, at that time there was no need for the registration of the company.

After the death of Mr. Bhurmulla his son Lunkaran Das Chaudhary handled his father's business. He was the fund of business and also had great ideas of his own. A modern textile company was established in 1965; Mr. Lunkaran expanded his imported business from India to Biratnagar and started to export them from the USA to Europe as well using of loyal connection that had been made by his father and, with the brand name "Rhino" nationally and internationally. That is how the expansion of the Chaudhary group began. Since Business Empire was just begun it was not known as CG. Same year Nepal spinning, knitting, waving Pvt. Ltd was established and he started to produce his textile, gathering the technique from India and Nepal itself. By the year 1967, Mr. Lunkaran was able to establish himself as a well-known fabric trader. At the time the demand for steel utensils and furnishing started to arise. Mr. Lunkaran saw profit in furnishing and hence Ratna Stainless steel was established.  This was the second company in the line of many to come in the Chaudhary group. This was also the beginning of an industrial era in Nepal.

After Ratna stainless steel came Arun Implex in 1970, and it becomes the central hub of import and export.  Whenever Mr. Lunkaran saw chance or profit and goodwill he invested his money and that paid out well for him. For publicity, he expanded solely through the mouth to mouth of goodwill of people. Thus the naming of the Chaudhary group was formed.

Present

Binod Chaudhary walked in the path of business from an early age and carried on the will and legacy of the Chaudhary group. Binod Kumar Chaudhary is a Nepalese billionaire, businessman, politician, and promoter of human welfare who was born on April 14th, 1955. Binod Chaudhary is the chairman and president of the Chaudhary Group (CG). In February 2013, he was admitted as Nepal's wealthiest person and only billionaire, having an estimated net worth of $1 billion. Since 2013, his net worth has increased to $1.7 billion. Besides his business, he focuses on distribution, retail, leisure, and manufacturing. He has done charity work, book writing, filmmaking, and many other great things. The Chaudhary Group is a business group founded by Binod Chaudhary's grandfather, Lankaran Das Chaudhary. In 1984, Wai Wai, a brand of instant noodles that was introduced to Nepal 1984, had successfully become the company's bestseller. He took over his family company at the age of 23, and wrote, "Running that disco taught me a lot about business, but it was only when I took over the family business of running Arun Emporium, turning its fortune and looking after the family, that I understood the business." The idea of selling Wai Wai noodles came to his mind after seeing many people from Thailand with packets of noodles. From that, he realized that there was a craving for Thai noodles in Nepal. He went to Thailand and visited the Thai Preserved Food Factory Co. Ltd., the company that produced Wai Wai noodles for Thailand. He wanted to do a collab book-writing with the company, though the owner was not that confident and dominated the idea of bringing the noodles to Nepal, saying it would not work due to the country's "poverty and poor infrastructure".

Major projects:

1970: United Builders

1973: Pashupati Biscuits

1991: Rahul Exim Trading Pvt. Ltd

1992: Impact International, Himalayan International, Marketing Associates Pvt. Ltd., United Finance Pvt. Ltd

1993: Power Development Nepal Pvt. ltd., United Insurance Pvt. ltd., Shree Mahalaxmi Nutritious Foods Pvt. Ltd, and Chaudhary Investments Pvt. Ltd

1994: ABB Investments Pvt. Ltd, Himalayan Intercontinental Pvt. Ltd

1995:  Chaudhary Foundation and Shree Lunkaran Das Ganga Devi Academy for Arts and Literature

1996: CG Education and Shree Lunkaran Das Ganga Devi Chaudhary Charity Hospital Pvt. Ltd.

1999: CG Developers

2003: CG Finco

2006: CG Energy & Infrastructure Pvt. Ltd (CGEI)

2012: FMCG, CG Biotech, CG Cement, CG Electronics

2013: CG Telecom

The Chaudhary Group is Nepal’s first multinational conglomerate and intends to take Nepal to the world.  Chaudhary Group has a stake in Nabil Bank, which is Nepal's largest private-sector commercial bank. The group operates CG Finco (a financial company), United Remit (a remittance company), United Finance (a financial company), and United Insurance Company. The hospitality arm of the Chaudhary Group, CG Hotels, and Resorts, operates hotels. The Chaudhary Group runs Chandbagh schools, Campion schools and colleges, and Delhi Public Schools in Nepal. The group distributes consumer electronics such as smartphones, refrigerators, washing machines, microwave ovens, TVs, vacuum cleaners, and other products across Nepal. It imports and distributes other brands such as TCL, Intex, Godrej, and Kelvinator. The best-known brand that the group deals in is LG Corporation of South Korea. To launch 4G services in Nepal CG Group has signed a deal worth $1 million with China's Huawei. Binod Chaudhary had played a great role in human welfare, indeed. The Chaudhary Foundation served in building 10,000 transitional shelters for survivors of the April 2015 Nepal earthquake. They also committed to building 100 schools for those damaged in the earthquake. The foundation has transferred over 2500 shelters and 40 school buildings. Due to government norms, the foundation is now moving away from transitional shelters to permanent housing and is working on building a "model village".

Online shopping has never been easier. Daraz.com.np is the best online store in Nepal offering more than 2 million products at affordable prices. As the online shopping scene in Nepal is expanding every year, online shopping in Kathmandu, Bhaktapur, Lalitpur, Pokhara and other major cities is also gaining momentum. Daraz is among the best online shopping websites in Nepal that promises fast, reliable and convenient delivery of products to your doorstep. Daraz is a trusted online store in Nepal that aims to provide a hassle-free shopping experience to the people of Nepal.

There are 6 types of e-commerce, they are:

• Business to business (B2B)
• Business to Consumer (B2C)
• Consumer to Consumer (C2C)
• Consumer to Business (C2B)
• Business to Administration (B2A)
• Consumer to Administration (C2A)

Nowadays, e-commerce is one of the most important aspects of business. As a result of the expansion of Internet services, e-commerce has grown rapidly. A new shape of business structure was introduced by e-commerce. It has completely changed the shopping experience for most people.

Top e-commerce sites in Nepal

Some major e-commerce websites operating in Nepal are:

• www.sastodeal.com

• www.daraz.com.np

• www.thulo.com

• www.muncha.com

• www.foodmandu.com

• www.hamrobazaar.com

• www.smartdoko.com

Top logistics and distribution operators in Nepal

Some major logistics and distribution operators in Nepal are:

• NepXpress Cargo and Courier

• Namaste Cargo Nepal

• S&S Logistic 

Top categories of products on the E-commerce market:

 The category of products and services that now dominate e-commerce product market in Nepal are

• Beauty, health, personal care and home care

• Electronic products

• Food

• Hobby & DIY toys

• Fashion

History of Daraz

Daraz started as a Pakistani online fashion retailer in 2012 owned by German company Rocket Internet. It changed to a general market strategy and changed its business model in 2015 also started operations in Bangladesh and Myanmar.

Kaymu was launched in Nepal in May 2014 and was supported by Asia Pacific Internet Group, a leading online platform in Asia. Since its launch, Kaymu has quickly become Nepal's fastest growing online marketplace with over 2,500 sellers on board and over 200,000 monthly website visits. With lunch in Nepal, it completely changed the shopping experience for most people.

In July 2016, Daraz Group took Kaymu and then started running in Sri Lanka and Nepal. Daraz has gained maximum customers of Nepal in a short period of time and remains at the top.

In May 2018, Chinese e-commerce giant Alibaba Group acquired the entire equity capital of Daraz, a Pakistani e-commerce company that operates online marketplaces in a number of South Asian countries, including Nepal. Its parent company Rocket Internet issued a press release without disclosing the amount of the buyout.

Daraz Success in Nepal

After being taken over by Alibaba, Daraz Nepal increased its growth by 1200 percent. This benefited not only us as a marketplace, but also the more than 12,000 sellers who continued to do business online while offline marketplaces faced Covid-19 restrictions.

Daraz has also launched many marketing campaigns to increase its sales. Daraz has recently lunched campaign like Celebrate Love, 11.11, Nepali New Year etc which achieved great sales. Every November 11th (Kartík 25), Daraz holds its 11.11 event, where it offers a large number of discounts, gifts and prizes. In the fourth edition of 11.11, Daraz reached its first milestone in the history of e-commerce in Nepal, where daraz served 700,000 Nepali online customers on the platform within 24 hours. The event generated more than Rs 360 crore in revenue which brought a J curve in their business.

After the good performance of daraz in the Nepalese market, many Nepalese peoples have adapted it as a trusted marketplace, which has directly affected their sales positively.

Mission and vision

Daraz's mission is to expand all over Nepal and gain the highest market share in the e-commerce sector, make all the necessities available to customers and find the best sellers across the country to showcase their products on Daraz's website.

For DARAZ Nepal, the vision is- "To be number one in the market by offering the highest quality services to all dealers and customers".

Objective of Daraz

There are certain goals that need to be followed in order to achieve the mission and vision. Daraz Nepal is also targeting many goals to achieve its full potential and these goals are:

• Work closely with sellers to ensure a great experience for buyers while growing business.

• Daraz will focus on capturing the market by creating loyal customers by providing the largest selection of different items at the lowest price.

• Efficient and effective order fulfillment will improve the customer experience.

• Various support services will be designed to help resellers grow with Daraz.

• Effective recruitment, training, retention and coaching will be conducted to achieve Daraz's mission and create valuable resources for the company.

• Building an effective company culture where employees are given the opportunity to grow and contribute to the company.

• Together with the company, Daraz help to growth the e-commerce industry in Nepal by setting the trend in the market.

Pros and cons of Daraz

Advantages of Daraz

1. Saving time

2. Convenient

3. All under one website

4. Review Options

5. Door-to-door delivery

6. Method of payment

7. Affordability

8. Availability

9. The mass market can be targeted

Disadvantages of Daraz

1. Quality risk

2. No bargaining

3. Counterfeit/non-genuine products

5. Scams and Fake Sites

6. Poor customer service

7. Do not receive the product as it is presented on the site

Conclusion

In conclusion, daraz.com is one of the leading online stores in South Asia apart from India. People has on hand experience of product and saves a lot of time. One bad experience keeps them away to purchase again. They are convenient on cash on delivery method. They have user-friendly websites and apps. Door to door delivery is highly approved by the customer. They provide recommendation/testimonials about the product.

About Websurfer

Websurfer is one of the reputed internet and TV service providers in Nepal. It was established in 1999 AD but started its operation from 2000 AD. It has been 21 years since its inception and has successfully managed its large customer base. Its headquarters is located at Dhumbarai Height, Kathmandu. It is also one of the ISO 9001:2008 certified companies in Nepal.

In addition to internet services, websurfer also provides hosting services, data center, digital TV, IPTV, VPN and many more. Websurfer has about 140 to 150 support offices all over Nepal where about 1500+ employees work daily. The customer base of web surfers is around 5-6 lakh all over Nepal. During the operation, the websurfer acquired Sky Cables in 2016 AD.

After the acquisition of sky cables, websurfer brought many improvements in its products and also changed its organizational structure to provide the best and compatible services to their customers.

Websurfer has always grown in this competitive market with a vision to provide high-speed internet services with cutting edge technology  and make internet accessible to every business and household at affordable prices in Nepal.

Ups and Downs of Websurfer

For any journey of success, the highs and lows are the main points. Many companies cannot survive during a downturn. But due to strong motive and determination, the websurfer remained stable during these processes.

There are many things to consider in an internet business and many things should be handle with caution. In the past days, websurfer was missing many things, many customers were dissatisfied with their services, but according to the time and looking at the needs of customers, websurfer is constantly improving their services and adapting a positive change to improve their user experience. In terms of customer base and services, Websurfer is always among the top ten ISPs in Nepal.

Offers and packages

Analyzing the wishes and requirements of customers, the websurfer always provided an attractive and pleasant offer to its customers. Their discount packages are also one of the reasons for their growth. The customer will find their packages and offers more interesting and cheaper than other ISPs.

Some of their flashing packages are –

Jumbo Combo Offer 120Mbps Fiber Net+TV(24 Months)

for just Rs.16,815.

Jumbo Combo Offer 100Mbps Fiber Net+TV(24 Months)

At just Rs.15,506

160mbps Fiber GamingNet with Free TV SuperHD+

At just Rs.21,600

Jumbo Combo Offer 125Mbps Fiber Net+TV

At Rs 9303 only

Marketing strategies

Websurfer never came back in terms of their marketing campaign. They are always ahead to promote their services and packages to the customers.

Websurfer gets most of its customers from word of mouth marketing. Websufer has also already maintained online and offline marketing to promote its services and new packages to its customers. In the last few days, we can see that websurfer ads have boomed everywhere on online and offline sites.

Conclusion

Finally, Websurfer is the fastest growing company in the Nepalese market. By looking at the progress and dedication of web surfers, we can ensure that our country, Nepal, is moving forward when it comes to internet technology.